Necklaces to Make You Look Like a Knockout!

Looking for a simple way to go from Frumpy to Fabulous after 40? Simply add a great necklace. Whether it’s a subtle accent or a giant statement piece, a beautiful necklace frames your face and completes your look. But getting just the right necklace takes some thought.

Here are 5 Do’s and Donts to help you look like a knockout in a necklace.

1. Don’t Wear a Necklace that is Too Tiny

fashion statement necklace Too plain
This bold jacket and the matching top are a lovely, fresh color, but overall it looks a little too plain and bare without jewelry.
gold fashion necklace Too tiny
Add a traditional, delicate, tiny gold necklace, and it still doesn’t look right. The necklace is dated and looks lost on the neck.
gold fashion necklace Just Right
Instead, try adding a fuller necklace to fill in the open space. A fuller necklace is more modern and it is more suited to the crispness and weight of this jacket. Also, because this necklace is a mix of gold, cream, and silver beads, it nicely picks up on the large cream and silver button on the jacket.

2. Don’t Wear a Necklace that Competes with your Top

fashion gold necklace Too overpowering
Big round gold link necklaces may be in fashion, but that doesn’t mean they go with everything. This necklace is much too contemporary, geometric, and bold for this soft, flowing Grecian top with its smooth, draped fabric.
gold fashion necklace for women Too distracting
It might be tempting to wear this gorgeous top with a more refined classic flat gold necklace to match the snake pin, however, if you’re honest, you’ll see that the necklace competes with the pin and takes away from the stunning sweeping neckline.
fashion statement necklace Simple and Elegant
This unique top is a showpiece itself. Leave well enough alone and in this case, forget about a necklace. The best way to accessorize this top would be by wearing a striking pair of gold hoop earrings or long dangles, and a stunning wide gold cuff.

3. Do wear necklaces that match your skin tone

yellow undertones-rev Warm Skin
The general rule of thumb is to match your jewelry to your skin tone. Deborah (shown here) has warm skin. See how beautiful the warm reds, oranges, and browns in her top complement her yellow undertones.
silver fashion necklace Wrong color for skin
The silver necklace is very cold and icy on her and is a stark contrast to a very warm look.
fashion gold necklace The right color for skin A better choice is a warm gold necklace. The little charms have gold and orange in them and blend in with her look. It all flows together very naturally.

4. Do Theme your Necklace to your Outfit

necklace fashion Too uninspired
This gorgeous tropical print is busy and so many may think to leave the jewelry out of the mix, but the opposite is true. This fun dress is calling out for a fun necklace.
gold fashion necklace Too conservative
See how this plain gold box chain adds nothing to the dress. It’s far too prim and proper to do this exotic theme justice.
statement fashion necklace Perfect for the theme
Instead, you need to enhance the tropical feel and a large chunkier necklace is made of irregularly shaped beads, and stones that are more natural and earthy looking, so in keeping with this tropical theme.

5. Don’t Settle for Just One Necklace

what kind of necklace to wear with a wrap dress Too bare
Many women are confused about what kind of necklace to wear with a wrap dress and so often go bare.
long fashion necklace Too ordinary
A single long chain can look nice.
fashion jewelry necklace Modern and Fashionable
But the layered look is really popular this season. So, instead of wearing a single chain that looks “just OK,” take it to the next level, and wrap it around your neck a couple of times. Then add a second chain for a fashion-forward look!
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58 thoughts on “Necklaces to Make You Look Like a Knockout!

  1. I love earrings but not big hoops or anything overwhelming. Therefore, necklaces are a way to dress up my fashions without doing it all wrong. This article was beneficial. Also, the two attached are pendants and statement necklaces. Thank you!

  2. Hi Deborah,
    Thank you for the article about how to wear the right necklace! Love it! I am a 53 yr old mom of 5.5 yr old twin girls and have forgotten how to dress! I am sick of looking tired and frumpy too! The pandemic hasn’t helped, and I am determined to care for myself! Thank you for the inspiration!
    Susan Coz

  3. I’ve never thought tiny necklaces had much impact. If I wear a necklace, I want people to notice it. Most of my clothes are neutrals, so I need a chain to pop. I learned a lot from this post. I would not have thought to put a tropical chain with the dress. I love the way it looks.

  4. Thanks for the great article. One question, though, I have a delicate gold necklace my son gave me when he was tiny that I love to wear and do almost daily. Is there a way I can incorporate it to make it work better with more types of tops?

  5. I gave up wearing necklaces when I had children – it was always the thing they would grab onto first (with hoop earrings a close second!) Now they are a little older; it’s time for me to reconnect with my jewelry box again – thanks for sharing these tips to help me get started!

  6. I truly enjoyed the update on how to wear my neckline.
    Thank you so much for your help and time.
    Chillicothe Ohio

  7. Very timely blog; I do have trouble picking out the right jewelry to enhance an outfit. The pictures to show dos and don’ts were also very helpful.

  8. I Love this page about necklaces! What a difference the right one makes;
    so important.
    Can you do one on the right shoes? Or maybe you already have? I have the cutest low chunky heeled
    ankle wrap shoes in black with a wood heel and another in camel. I thought they would go with
    everything, but the ankle strap seems to be in the way of most pants.


  9. I love all of the information. At 62 years old, so much has changed (little more weight, more confidence). I have clothes and jewelry but do not know how to put them together. I know your blog will guide me. Yay‼️❇️????

  10. Hi Deborah
    Great post. Can you please help with whether a necklace is appropriate for a cowl neckline? My mother-of-the-bride dress has a cowl neckline, and I am stumped. It is smokey blue with soft sparkle. Thank you!

    1. Hi Linda,
      I wouldn’t wear a necklace with a cowl neckline. It would only compete with the neckline, which is the feature of the dress. I would suggest some dazzling drop earrings and a beautiful bracelet; you should look perfect!
      All the best, Deborah

  11. Thanks, Deborah. I make Jewellery as a hobby and wanted to start again but was unsure what to make. You have inspired me to go and take a look in my wardrobe and think about what styles, colors, and lengths would work with the clothes I have—many thanks.

  12. Hello, Deborah,
    I’m petite and slim, and I love wearing necklaces and wear 18,30 or 24 in chains. So, it does depend on your height and weight.
    Thank you, Deborah.

  13. …so happy with your articles; I love reading tips on everyday women on the go! it on 30″s, 40″s, and so on… I’m glad I found your blog..big thanks… God bless

      1. I’m having a hard time convincing myself to take advice from “older women” and even a more challenging time realizing I’m another gen x’s who has hit mid-life. As a former model and Miss Illinois contestant, I have to remind myself that I’m not in my 20s anymore, even though I have remained a size four and can pull off skinny jeans and form-fitting tops. I want to look classy with sex appeal, and this site may prove helpful in balancing the two.

  14. I love all the visuals. Thank God. I have looked over so many blogs in the last three years after I hit 45, and I’ve done various quizzes to figure out things. These quizzes ask me about stores I’ve never heard of or designers or stars I’ve never heard of either, so I never get a clear understanding…. but with the visuals and the simple but comprehensive comments, I am clear. Thank you!!

  15. I love your website with tips for wearing certain things like jewelry, different colors, scarves, etc.
    However, I am a woman of color. I am brown skin and would love to read some of your comments for women of color as well.

  16. I am so glad to have found your site. I am 71 and love looking stylish. this helps me to do it right.
    I look forward to the next “do this, not that” thanks!

    1. And I am 73, petite, with white hair. I have fashion savvy, but I love being inspired to try new looks, so I love this website! Just what I was looking for! Thank you so much!

  17. Fantastic info. I am so excited to get your tips and advice and can hardly wait to order one of your books. My son will be getting married in just over 50 days, and I feel inspired by you already.

    1. I am excited and ready to attend my co-worker’s 50th Birthday Party! Next Saturday. This is how I found and joined your site., looking for the perfect cocktail dress ….Excellent tips for women like myself, 40+ and Fab!

  18. Hi,

    I’m new to your site and I think it’s terrific. So, here’s my question which probably has been covered before:How to wear bling? Also the appropriateness and size of bling on larger women…..

  19. Hi there!
    I love these tips and found them to help me update my ‘Transition to Spring’ wardrobe.
    Hugs and thanks…Robin

    1. So glad to be of help, Robin. I’m transitioning to spring myself and find one of the easiest ways to do it is to stop wearing black and brown and start wearing navy. Navy with red, navy with white, navy with yellow. It looks fresh and spring but still works with excellent weather. I hope that helps. Cheers! Deborah

  20. Well done! I feel I intuitively know when a necklace doesn’t seem “right,” but seeing you articulate the reasons why is very helpful. I enjoyed the quick tips with visuals

  21. I love how the necklaces look, especially the multi-layered and large statement ones, but I find that my neck and shoulders get sore after wearing them for a few hours. I guess the weight of them pulls down on my neck. I tend to wear the smaller chains but wonder if they are outdated or too simple. What do you suggest as an alternative?

    1. Hi Debbie, An alternative would be to layer lighter necklaces. Layering gives you a similar statement effect. Make sure you vary the lengths and the look of the necklaces slightly to create interest. Three plain gold chains may be dull, but one gold chain, one jeweled chain, and one chain with some unique pattern to the link or some unusual texture could be interesting. Mix it up.

  22. How do I know what color tone I am? I have brown hair and eyes….medium skin…I get most compliments when I wear royal blue or purple. Thanks…love your articles.

    1. I love the new chunky necklaces… Even my husband says they look sexy!…. Hitting Double nickles this September. I need all the sexy I can get!

  23. I love the information that is shared for women over 40. I now find myself looking at the website to make sure that I am dressing age appropriate and continuing to be chic.:-) What colors seem to fit best for a medium brown-skinned African-American woman? I am a size six and want to know what would like nice for my body frame. I love fashion jewelry and can wear just about any bracelet or ring. Unfortunately, I also love wearing necklaces and fashion earrings, but I have suffered a lot from allergies to some fashion jewelry. I was going to try Lia Sophia to see if I could wear the jewelry they offer. Do you have any suggestions for me?

    1. Hi Sonya,
      So happy to have you enjoy the site, and thanks for writing to us!!! We love to hear from our FAB ladies! Lia Sophia has fabulous jewelry. However, it is tough for us to give out any recommendations when we do not have a photo of you! Every woman is different, and different styles and colors are unique to each of you!
      If you have a specific question and send in a photo with permission for us to publish it in our online magazine, we select a few questions a month to feature. Send questions and photos to:

      1. Thank you both so much. I am going to send a picture of myself that was taken at home a few months ago. I hope it works help in providing a color scheme for me.:-)

  24. Thanks girls for the informative post! As a jewelry artist, it pains me to see women wearing too much jewelry or nothing at all. Ladies, at the very least, should wear earrings, because they frame your face!

  25. I am always afraid I will put too much or look too dressy. I think sometimes I stuck in the old ways of just wearing a simple necklace.

    1. Hi Lisa,
      Please just go to the store and try on some different types of necklaces. Have a saleswomen even help suggest something to try. You should start by wearing your favorite outfit to the store and seeing if you can find something to go with that. Once you find a nice piece, you will usually see that you will be able to wear it with lots of different outfits. Have fun!!!

  26. These are all very good suggestions and have one more. What do I do with all these slide necklaces I have accumalated over the past couple of years. I have some beautiful slides to go on my choker. Can I layer these? I don’t want to give up wearing them. Thanks for your help.

    1. Hi Lynne,
      One thing about slide necklaces is that they usually slide onto a thin chain or wire. What you might need is an updated chain for them. We are seeing the long thin chains with charms on them. You could get several different lengths and layer them that way. If that does not work, don’ t forget, trends do come and go. Sometimes we have to put away some of our favorite things for a season or two and bring them back out when they come back in style.

  27. Fantastic photos and posts. A key to dressing chic is understanding that the neckline of any outfit always dictates what type of necklace should be worn.

  28. I am one of those lazy gals, I never put jewelry on. Rather, I say I am lazy, the truth is I never know what to put on with what I am wearing – Thanks for the visuals, they help!

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